Help Protect Your Family with Competitive Term Life Insurance
For younger individuals and families, term life insurance is especially useful to support loved ones and help with
financial obligations if you die prematurely. Transamerica Occidental Life provides flexible term life insurance
policies with coverage through age 95 and competitive, affordable premiums.
Trendsetter® Super Series
Trendsetter® Super Series offers 10-, 15-, 20-, and 30-year guaranteed level premium term policies as well
as a yearly renewable term policy.
10-, 15-, 20-, and 30-year term policies feature:
- Competitive underwriting classes and premiums
- Guaranteed conversion to any universal life policy made available by the company through insured’s age 70; age
75 on Preferred Plus class
- Age-last-birthday issue ages that help secure the best premiums (Benefits applicants with birthdays more than
six months ago)
- Waiver of premium rider that waives your premium in the event of qualifying total disability
- Available Preferred Plus underwriting class that offers our most competitive premiums to the healthiest
clients1
- Accelerated death benefit that provides funds for your needs during a terminal illness2
- Conditional exchange
Yearly renewable term policy features:
- A one-year level premium and guaranteed premiums for the first five years
- Guaranteed conversion to any universal life policy made available by the company through insured’s age 70
- Age-last-birthday issue ages that help secure the best premiums (Benefits applicants with birthdays more than
six months ago)
- Waiver of premium rider that waives your premium in the event of qualifying total disability
- Available Preferred Nonsmoker premiums
- Accelerated death benefit that helps provide funds for your needs during a terminal illness2
1 Available on face amounts of $250,000 or more.
2 Accelerated death benefit is not available in all jurisdictions; limitations apply.
Trendsetter® Super YRT (#1-322-11-198), Trendsetter® Super 10 (#1-306 11-199), Trendsetter®
Super 15 (#1-305-11-199), Trendsetter® Super 20 (#1-304 11-199), and Trendsetter® Super 30
(#1-334-11-199) are term life insurance policies issued by Transamerica Occidental Life Insurance Company, Cedar Rapids, IA.
Policy form and number may vary, and these products may not be available in all jurisdictions. Premiums increase annually for
Trendsetter® Super YRT and beginning in year 11 for Trendsetter® Super 10, year 16 for Trendsetter®
Super 15, year 21 for Trendsetter® Super 20, and year 31 for Trendsetter® Super 30. Insurance eligibility and
premiums are subject to underwriting. In most states, in the event of suicide during the first two policy years, death benefits are
limited only to the return of premiums paid.
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